Do you not have dental insurance? Are you looking for a cost effective way to provide dental care to your family? I have some good and bad news for you. Dental insurance companies are set up to collect premiums, and then avoid paying for services. It is rare that we find patients coming out ahead when they buy insurance on their own through a company like Delta Dental, Cigna, AETNA, Met Life or one of the other companies. It can be a nice way for a company to provide benefits to their employees, but as an individual it is not usually a good option. We get calls daily from people who cannot find a place to use their “insurance” because of unfair and often deceptive plan limitations.
The good news is that we provide an alternative to help defray the costs for uninsured individuals. We have set up an in-office savers plan that is an alternative to individually purchased dental insurance. This plan is usually cheaper to purchase and will cover all preventive and basic services with a flat rate discount on other procedures. Here are the details:
The Following services are included in the Dental Savers plan:
Periodic Exams (2 per year33
X-rays (as needed)*
Preventive and Maintenance Cleanings (2 per year)**
Fluoride (as needed)
Oral Cancer Screenings
PLUS 12% off all dental services! ***
The costs are as follows:
Single Adult: $27.50/ mo or $315 per year
2nd Family Member: $25/mo or $300 per year
Each additional family Member : $22.50/mo or $270 per year.
This works out to over a 50% savings over individually purchased delta dental plans for routine dental care.
*excludes Cone Beam CT scans – though discount applies.
** Deeper Cleanings such as Scaling and Root planing will receive an equivalent credit toward treatment.
*** Discount not valid on Cosmetic or Full Mouth Reconstructive services.